Buy With Affirm

About Affirm

Ice Rings has teamed up with Affirm to offer easy financing - without a catch. Provide some basic information and get instant approval to split your purchase into 3, 6 or 12 monthly payments with rates from 0-30% APR.

How does it work?

1. Add your favorite products to your cart.

2. At the "payment" portion of the check out process, select Affirm and you will be directed to the Affirm website.

3. Fill out the simple application and choose which loan option works for you and confirm your loan.

4. Receive your items in the mail.

5. Pay over time based on the plan you've chosen.



Build Your Credit Score

Buying the jewelry you've had your eyes on can also help improve your credit! By making a purchase using Affirm's affordable payment plans, you are actually working towards a better credit rating. Affirm shares your payment history with credit agencies. So, with every on-time payment, you are working towards growing a more dazzling credit score.

Simple Checkout

Check out is easy, just select Affirm and enter some basic information for an instant loan decision.

Safe & Secure

There's no card number to steal, so your account stays secure.

You are in Control

Pick a loan that fits your budget, choose to pay off your purchase over 3, 6 or 12 months.

The Process

A look at the step by step process when checking out with Affirm. After a few basic questions you will be ready to finance your new favorite jewelry. The process starts in "Payment" portion of your check out process and the rest of your transaction will take place through the Affirm website!  

How does Affirm Work?

Buy now with Affirm and pay over time.  It's simple financing that fits your life. 


Monthly Payments

Pay over time and split your purchase into 3, 6, or 12 months. 

Rates range from 0% - 30% APR

Easy Checkout

1. Select Affirm as your payment method.

2. Complete Affirm's instant decision application.

3. Choose your payment plan.

4. Confirm your loan to complete your order.

All successful orders are processed immediately.



Ice Rings and Affirm are here to help

Affirm has a dedicated team in San Francisco at Affirm HQ, ready to answer your questions and help out however they can. Check out Affirm's help center for more details.

What information does Affirm require?

Your Affirm account is created using your name, email, mobile phone number, birthday and the last 4 digits of your SSN. This combination helps Affirm verify and protect your identity.

How do I pay my bills?

You can pay your Affirm bills online at They accept payment by debit card, bank transfer and check.

Why was I prompted to pay a down payment with a debit card?

Affirm tries hard to approve every purchase but sometimes can’t approve the full amount. When this happens, Affirm provides a debit card down payment option so that you may still complete your purchase right away.

Why was I prompted for a checking account?

Affirm sometimes requires additional information to consider a credit application. Such information may include an active checking account, which helps Affirm verify your identity and your ability to repay the requested loan. If they prompt you for this information but you are unable to provide it, Affirm will be unable to approve your credit application.


Have other questions?  Your Ice Customer Care Team is ready to help.


0% APR Financing Available.

Choose AFFIRM at checkout and pay over 3, 6, or 12 months with rates as low as 0% APR available*.
*Previous purchases are ineligible for offer. Offer is subject to change at any time. Pay over 3, 6, or 12 months with financing rates from 0%-30% APR when you complete a purchase using Affirm. Eligibility for financing and rates based on applicant’s creditworthiness. Affirm loans made by Cross River Bank, member FDIC.